Find debtors
If you know someone who has borrowed money from you and never paid it back, it can be really frustrating when they deliberately go into hiding to avoid paying you back, or disappear with their contact information and address. One option many people choose outside of the legal process is to hire a detective agency. Let’s take a closer look at how they actually find debtors and how they go about gathering information.
Detective agency debtor referrals
Intentional disappearance
Debtors may deliberately not return calls, change their address, transfer vehicle titles, transfer home titles, etc. to avoid paying their debts. In many cases, they may even cut off their family and friends, completely hiding their whereabouts.
Investment fraud
In partnerships and investment relationships, it’s not uncommon for a partner to lend you money or pocket the proceeds and disappear.
Family and friends financial matters
Sometimes you lend money to someone close to you, but they suddenly lose contact or run away. In some cases, they may be reluctant to pursue legal action because they’ve been family for a long time, making it harder to trace them over time.흥신소
Detective agencies are hired for these cases and utilize a variety of methods to locate and trace the debtor.
How does the survey work?
Basic information
First, the client provides us with detailed information about the case. We get the debtor’s name, address, account numbers, vehicle license plate number, email, social media accounts, and anything else that might be useful to us.
Get online
We look at your previous activity on blogs, communities, social media, etc. Identify activity patterns, comments, etc. to gain information and make inferences about the person.
Probe
We’ll look at places you’ve lived until recently, focusing on places you’ve worked, stores you’ve frequented, etc. We’ll also check for the presence of CCTV, if necessary, and try to get it in the public domain.
Acquaintances
Look for people who were particularly close to the debtor. Track recent changes in their social circles, workout facilities, and travel routes for indirect clues.
Property information
Check for property changes in the debtor’s name, verify vehicle real estate ownership, and investigate who owns existing businesses.
The role of the detective
Recently, charter fraud has become an issue, and we caught a fraudster who disappeared after receiving a deposit of 100 million won. The ID card at the time of the contract was found to be fake, and the contact information was confirmed to be a fraudulent phone using a cannon phone. In addition, the address listed in the contract was false, and the vehicle was a cannon car, and all the methods were suspected to be fraudulent. Therefore, as a result of CCTV analysis and investigations to catch the entity, we were able to find the fraudster who was hiding in a hotel in an outlying area and arrested him with the help of the police.
Research costs
The client will need to provide as much information as possible, such as financial transactions with the debtor, contact methods, past conversations, and evidence, which will not only increase the efficiency and success of the investigation, but also reduce costs.
It is important to note that the purpose, method, duration, and amount of the investigation must be specified in the contract, and that the contract may be extended for additional time depending on the circumstances. The most significant impact on the cost depends on the number, duration, and difficulty of the investigations.
Legal defense and strategy
While private investigators specialize in gathering information, they should be careful not to overstep the law. Actually recovering the money may require the help of a professional attorney, especially when pursuing a garnishment for hiding property.
It’s important to recognize that any use of the information outside of the public domain, such as wiretapping or stealing GPS social security numbers, can result in criminal penalties. It’s important to remember that you should only conduct investigations based on legitimate sources, and that information collected in an illegal manner is unlikely to be legally admissible.
Conclusion
Finding debtors should be approached strategically; letting your emotions get the best of you can make matters more difficult. It’s wise to be strategic, organize your leads, and seek professional help.
A detective agency can build a puzzle, piece by piece, from the smallest of clues. We encourage you to take the first step toward solving your problem by enlisting the help of a professional before it’s too late.
